The AI-Native Platform for Private Credit

A purpose-built, AI-powered platform that unifies data, workflows, and reporting across the full investment lifecycle.

Source: As of Q1 2026, across active Pepper client base.

PRIVATE CREDIT INTELLIGENCE, BUILT FOR ASSET MANAGERS

Built for private credit.
Designed for scale.

Pepper was built by alternative asset practitioners who spent years running private credit operations on the same fragmented, manual tools the industry still relies on today. Every compliance gap, every reconciliation failure, every quarter-end scramble — they've lived it. That experience is embedded in every feature Pepper ships.

One source of truth for every private credit decision

nitoring gap. Pepper replaces that patchwork with automated workflows where data enters once and flows to every downstream function — LP reporting, compliance, IC dashboards without manual assembly.

Replace manual workflows with institutional-grade infrastructure

Manual workflows in private credit aren't just slow — they are a source of operational risk. Every LP report assembled from exported spreadsheets is a flows to every downstream function — LP reporting, compliance, IC dashboards without manual assembly.

Built for the regulatory complexity of private credit

compliance, IC dashboards without manual assembly.

AI for private credit and alternative asset management

Manual workflows in private credit aren't just separate workbook is a monitoring gap. Pepper replaces that patchwork with automated workflows where data enters once and flows to every downstream function — LP reporting, compliance, IC dashboards without manual assembly.

THE PRIVATE CREDIT PLATFORM, END TO END

One platform. One data spine. Every function connected.

Most private credit and alternative asset management teams run on a patchwork of disconnected point solutions — a CRM here, a monitoring tool there, quarterly exports to assemble reports. Pepper replaces that patchwork with a single cloud-native platform where data enters once and flows automatically to every function: deal management, portfolio monitoring, investor reporting, and compliance.

Deal Management

Pepper provides the tool to investment managers to make smarter new investing decisions while better managing their existing investments

Investor Relations

Pepper provides the tool to investment managers to make smarter new investing decisions while better managing their existing investments

Operations

Pepper provides the tool to investment managers to make smarter new investing decisions while better managing their existing investments

Risk Reporting

Pepper provides the tool to investment managers to make smarter new investing decisions while better managing their existing investments

Data Complexity

Pepper provides the tool to investment managers to make smarter new investing decisions while better managing their existing investments

Valuation and Liquidity Management

Pepper provides the tool to investment managers to make smarter new investing decisions while better managing their existing investments

The infrastructure that turns data into decisions.

built for the Private credit and alternative asset management run on data. When that data is fragmented across systems, decisions are slower and riskier than they need to be. Pepper's architecture ensures investment data is structured, current, connected, and actionable — from the moment a deal enters the pipeline to the moment an LP receives their quarterly report.

Modular and versatile design

Deploy the modules you need today — CRM, deal management, portfolio monitoring, fund operations, LP reporting. Every module connects to the same data spine, so there's no re-integration cost when you scale.

Tailored dashboards

IC presentations, LP-facing reports, and portfolio dashboards configured to reflect how your firm actually evaluates and communicates its portfolio — not a generic template.

Enterprise cloud architecture

Purpose-built for private credit means Pepper's default configuration already reflects how your operation works. Most clients are live in 90 days, with no professional services dependency.

Rapid deployment

Every module draws from one underlying data record — so what your investment team sees and what your LPs receive is always the same number, from the same source.

Data aggregation

Pepper AI operates on the structured, investment-grade data your team has built in the platform — making its outputs verifiable in a way externally-trained models cannot match.

Highly secure

Investment-grade security built in — encrypted at rest and in transit, role-based access controls, full audit trails, and multi-jurisdiction compliance support.

BUILT ON ENTERPRISE-GRADE INFRASTRUCTURE

Integrated with the platforms your
team already relies on

Pepper connects natively with leading data, cloud, and analytics providers — so your
existing investments extend further, not start over.

Pepper AI

AI that works because your data does.

Most AI tools for investment management are trained on generic data — and produce outputs that sound plausible but cannot be verified against your actual portfolio.

Pepper AI is different. It operates on the structured, investment-grade data your team manages on the Pepper platform — deal records, covenant terms, borrower financials, LP obligations. The reliability of Pepper AI is directly tied to the quality of your data foundation, which is why we built the data platform first and the AI second.

Document intelligence

CIMs, term sheets, and borrower financial statements processed in minutes. Key metrics extracted and mapped directly to deal records, with human review at the point of judgment — not at the point of data entry.

Covenant early warning

Financial trends across your portfolio are analyzed continuously against covenant terms. Credit investments showing deterioration patterns — margin compression, coverage ratio drift — flagged 60–90 days before a technical breach, not after.

Portfolio scenario modelling

Run 20 parameterised stress scenarios across your full book in the time it used to take to run three. Rate sensitivity, sector shocks, default cycles — modelled simultaneously, not sequentially.

Relationship intelligence

Counterparty engagement patterns analysed across your CRM. Intermediary relationships going quiet — fewer calls, fewer deal referrals — flagged before the pipeline impact becomes visible.

Pepper AI is in active deployment with private credit managers today. Capabilities expand as your data foundation grows. Ask us what is live for your strategy.

Pepper Clients

Trusted by leading alternative asset managers

Including from diﬀerent segments: private equity funds, credit funds, fund of funds and secondary funds.

Private credit software andalternative investment platform: who we serve

Pepper is purpose-built for the data complexity of private markets — not adapted from a generic investment or CRM platform. Each strategy has its own data model, workflow logic, and reporting requirements built in from the start.

Private credit

Private credit software for direct lending, mezzanine, and distressed debt managers. Pepper centralises deal tracking, covenant compliance monitoring, portfolio valuation, and LP reporting in one platform — replacing the spreadsheets and point tools that create reconciliation risk and reporting lag in credit fund operations.

Track borrower covenants, interest coverage ratios, and loan-to-value metrics across your entire private credit portfolio — with automated alerts that fire before thresholds are breached, not after.
Generate LP reports and investor portal updates directly from live portfolio data — no manual assembly, no version risk, no reconciliation between what the system holds and what investors receive.
Model credit fund valuations for illiquid instruments — unitranche, PIK, delayed-draw — using built-in calculation logic that matches how private credit assets are actually structured, not how a generic platform approximates them.

See Pepper for private credit managers

Secondaries

Secondaries portfolio management software for GP-led transactions, LP stake acquisitions, and fund-of-funds structures. Pepper connects deal evaluation, NAV monitoring, and LP reporting in one environment — giving secondaries teams portfolio-level visibility across underlying fund positions without reconciliation between systems.

See Pepper for secondaries managers

Fund of funds

Fund of funds portfolio management software with consolidated visibility across underlying fund investments, vintage year performance attribution, and multi-manager LP reporting. Pepper's data model preserves the relationship between top-level fund positions and underlying portfolio company exposures — enabling the transparency that sophisticated allocators now require.

See Pepper for funds of funds managers

The wide array of assets (directs, underlying funds) and the sheer number of interests we own makes the system a necessity for our business. The platform provides flexibility and scalability. And Pepper keeps evolving with the business.

Michael Kenny

Controller Willowridge

The wide array of assets (directs, underlying funds) and the sheer number of interests we own makes the system a necessity for our business. The platform provides flexibility and scalability. And Pepper keeps evolving with the business. The wide array of assets (directs, underlying funds) and the sheer number of interests we own makes the system a necessity for our business. The platform provides flexibility and scalability. And Pepper keeps evolving with the business.

Michael Kenny

Controller Willowridge

The wide array of assets (directs, underlying funds) and the sheer number of interests we own makes the system a necessity for our business. The platform provides flexibility and scalability. And Pepper keeps evolving with the business.

Michael Kenny

Controller Willowridge

Resources

Thought leadership

Choosing the Right Private Credit Deal Management Platform: Why Industry Focus Matters More Than Features

Why industry focus matters more than features — a guide for private credit and secondaries managers.

Read article

AI Insights

Judgment at Scale: How AI Is Reshaping the Deal Process in Private Credit and Secondaries

Where AI transforms the investment process in private credit and secondaries — and where human judgment stays non-negotiable.

Read article

Whitepaper

Beyond CRM: Why Asset Managers Need More

Download Pepper's whitepaper on the infrastructure gap between generic CRM and what alternative managers actually need.

Read article

FAQ

Get answers to your frequently asked questions

What is Pepper

Pepper is a digital asset management platform allowing its customers to experience the best in the asset management sector; offering future reliability and convenience of emerging technologies.